What is a Health Cash Plan?
More than 1.6 million UK workers are now covered by Health Cash Plans*. These plans provide cash back, up to set limits, on a wide range of routine healthcare costs. They give employees peace of mind that they can access the care they need without worrying about unexpected expenses.
Health Cash Plans go far beyond dental and optical cover. They can include chiropody, a range of therapy treatments, homeopathy, maternity/paternity/adoption benefits, specialist consultations, and even day surgery. This makes them a flexible, accessible way for people to manage everyday health needs.
*Benefits Expert Guide to Cash Plans, January 2025
Why choose Health Cash Plans for your employees?
Health Cash Plans are a simple, cost-effective way to demonstrate a genuine commitment to employee wellbeing. When people feel supported in both their work and personal lives, they are more engaged and productive.
Cash Plans help employees make their money go further by reimbursing essential health costs such as dental check-ups, eye tests, physiotherapy, and specialist appointments. Removing cost as a barrier encourages proactive self-care and helps employees stay healthy for longer.
By enabling employees to access everyday healthcare easily and affordably, Cash Plans support a reduction in presenteeism, sickness absence, and stress. They empower people to take control of their wellbeing, which contributes directly to a more resilient, motivated, and energised workforce.
How does a Cash Plan support your health and wellbeing strategy?
A coherent health and wellbeing strategy should improve employee engagement, enhance productivity, and reduce the costs associated with sickness absence.
Health Cash Plans play a vital role in this by enabling employees to take a proactive approach to their everyday healthcare.
When used alongside other wellbeing initiatives – such as tools to identify organisational health risks and programmes that educate and empower employees to make positive lifestyle changes – Cash Plans help create a joined-up approach to wellbeing. They offer immediate, tangible value while supporting long-term cultural change.
For more information on how health cash plans can benefit your business, contact Westfield Health’s consultants here.
